We all use ATM, but if you are not careful while using ATM, then your entire account can be emptied in minutes. Yes, thieves can steal your PIN from an ATM and empty your entire account. So if you do not want to be a victim of such fraud, then you should always keep some things in mind, so that no one can steal your hard earned money even if they want to.
We all use ATM, but if you are not careful while using ATM machine, then your entire account can be emptied in minutes. Yes, thieves can steal your PIN from ATM and empty your entire account. So if you do not want to be a victim of such fraud, then you should always keep some things in mind, so that no one can steal your hard earned money even if they want to.
When we need money, we all withdraw money from ATM at some time or the other. After withdrawing money from ATM, we often press the cancel button so that no one can steal the PIN... although this thinking is wrong. Whereas those who steal the PIN adopt a different trick to steal the PIN. Actually, when you go to withdraw money from ATM, have you ever looked around you? Is someone 'watching you' or is a 'camera etc.' keeping an eye on your PIN?
Yes, now the fraudsters have found a way in which neither your card is stolen, nor any skimmer is installed in the machine, yet your bank account gets completely emptied within minutes. Well, how does this happen, so come, today we will learn about this dangerous scam and understand the ways to avoid it.
The name 'shoulder surfing' may sound a little strange to you, but its meaning is very simple, yes stealing your PIN or other confidential information by looking over your shoulder. Yes, when we enter our PIN to withdraw money from the ATM machine, the thief very cleverly stands behind or beside you and steals your PIN in a moment.
Many times thieves install a camera in a secret way to steal your PIN from where they can steal your PIN. For this, the help of a pinhole camera i.e. spy camera is taken. With its help, video can be recorded and the fraudster easily gets the card data. Let us tell you that pinhole cameras are installed near the keypad, near the card reader, or on top of the cash dispenser. These are so small that they are not easily visible to anyone.
Although it may be difficult to identify the fraudster and understand the fraud happening by yourself, but some things can ring the alarm bell. If a person is standing very close to you in the ATM line, then always be alert. Be careful while entering your PIN. If you see any unusual device (like a small camera) near the ATM, never use that machine. However, while entering the PIN, the keypad should be hidden well with the other hand or your body. That is why whenever you use an ATM, do check the things around you.
Many times, even after taking all precautions, we become victims of fraud, so if by mistake such a fraud happens with you, then there is no need to panic, get your card blocked immediately. After this, inform the bank about the entire incident and file a written complaint. If you feel the need, file an FIR with the police, because the sooner you take action, the greater will be the possibility of getting your money back. (Note: The news is based on general information.)
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