One mistake and then there will be trouble! These things kept in the bank locker can be checked, are you included in this list?

Bank Locker Rules: Keeping cash and jewelry at home is never considered safe, so this is the reason why everyone turns to a bank locker to keep jewelry, cash, or important documents. Your important stuff kept in a bank locker is considered the safest. Yes, there are some rules for keeping important things in a bank locker, which is necessary to follow. But do you know what can be kept in a bank locker and what cannot be kept...

We all often get nervous about keeping gold jewellery and cash in our house. Jewellery and cash kept at home are not actually safe. So in such a situation, we keep our valuables in a bank locker. Usually countless people take advantage of the locker facility in the bank. The bank also charges you a minimum charge for the locker in three or six months. After paying the minimum charge to the bank, your valuables are kept here in security. But do you know that there is a limit to keep things in the bank too... Yes, there are some rules of bank locker which we will learn about today.

If you are going to keep your jewellery, cash or any important documents in the bank locker, then it is very important for everyone to know and understand its rules. That is because if you keep any valuable item in the bank locker beyond the set limit, you may have to face trouble.

In the rules of the Central Board of Direct Taxes, a limit has been fixed for keeping gold and cash, be it at home or in a bank locker. Yes, if you have kept a large amount of gold or cash in the bank or at home and you do not have any valid proof, then you may have to pay a hefty tax on it as well as a penalty. According to the rule, married women cannot keep more than 500 grams of gold in the bank locker or at home. Whereas unmarried women do not keep more than 250 grams of gold and if we talk about men, then this limit for them is only 250 grams.

According to the Reserve Bank of India, you should not keep cash in a bank locker. If you are keeping cash in a bank locker, then it can bring you under investigation. Yes, you cannot keep cash in a bank locker. RBI has banned keeping cash or currency in a bank locker. You can only keep valuables like jewellery and documents in a bank locker.

Apart from cash, there are some other things which are prohibited to keep in a bank locker. Yes, according to RBI rules, you cannot keep any kind of weapon, drugs, explosives, radioactive material, illegal goods, perishable goods in the locker even by mistake. If you keep any such thing, then action can be taken against you.

Now the question arises that what can be kept in a bank locker. So let us tell you that you can keep jewellery, legal documents, property documents or wills, birth and death certificates, insurance policies, shares and bonds of mutual funds etc. in a bank locker forever without any tension.

You do not have to face much difficulty to get a bank locker. Some banks make you do FD for the locker, that is because they keep this FD as security. Talking about some other banks, they charge fees from customers annually or every six months. This fee charged from customers is taken according to the size, location etc. of the locker. On taking a bank locker, you get one key and the bank keeps the other Master Key with itself. (Note: The news is based on general information, get all the information before opening a locker in the bank)