Dhanteras 2025: If you can't buy gold, make silver a part of your portfolio, big names are giving investment advice..

Financial guru and author of "Rich Dad, Poor Dad," Robert Kiyosaki, has always been a proponent of investing in gold and silver. He recently advised investors to invest in silver and Ethereum. He says these are the best investments today because they not only serve as stores of value but are also used in industry. And their prices are currently low. Legendary investor Warren Buffett, who has long called gold and silver "useless" and "non-productive assets," also recently endorsed them.

Skyrocketing gold prices have made investing in gold somewhat difficult, but you can still invest in silver. This Dhanteras, if you're considering investing, consider adding silver to your portfolio. Learn all the ins and outs of silver investing here.

Why is silver investing trending?

Over the past few years, silver demand hasn't been limited to jewelry; its value has been rapidly increasing due to its increasing use in industrial applications, electronics, solar panels, and electric vehicles. Furthermore, in countries like India, where gold purchases are a tradition during the festive season, middle-class investors are now looking to silver as an alternative to increase value at a lower cost.

Advantages of Investing in Silver
1. Affordable and Easy
Silver costs significantly less than gold. You can start with a small investment.

2. Growth Potential from Industrial Demand
Silver's use is increasing in electric vehicles, solar energy, and the tech sector. Consequently, its value is expected to rise steadily in the coming years, rather than remaining stable.

3. Excellent Portfolio Diversification Tool
If you have investments in gold, mutual funds, or equities, silver balances your portfolio. It's a low-correlation asset, meaning silver often remains stable when other assets fall.

4. Easy Liquidity
You can easily sell silver, whether it's jewelry, coins, or in a digital form.

5 Ways to Invest in Silver
1. Physical Silver (Silver Coins & Bars)
The most traditional method involves purchasing actual silver coins or bars. Ensure they are BIS-hallmarked and stored in a safe place.

2. Silver ETFs (Exchange Traded Funds)
If you prefer to invest digitally, silver ETFs are the easiest option. You can invest based on the fluctuations in silver prices without the need for physical handling.

3. Silver Mutual Funds
Many mutual fund companies have now launched silver-based funds that invest in ETFs. These are ideal for small investments through SIPs.

4. Commodity Market (MCX)
If you have trading experience, you can profit from short-term trading in silver contracts on the MCX. However, this is a high-risk option.

5. Jewelry and Ornaments
If your objective is both investment and consumption, buying silver jewelry can be a dual-benefit option.

Risk Factors: Important to know before investing!

High Volatility: Silver prices fluctuate more than gold, so short-term losses are possible.

Storage Costs: Storing physical silver incurs security and maintenance costs.

Market Timing: The commodity market depends on global factors, so factors like geopolitics and dollar strength play a role.

Taxation: Silver is considered a capital asset, and holding it for more than 3 years is subject to long-term capital gains tax.

Where to Find Real Profit?
If you're a long-term investor and can withstand market fluctuations, investing through a silver ETF or SIP is best.
Buying physical silver is also fine in the short term, but keep taxes and storage costs in mind.

Disclaimer: This content has been sourced and edited from NDTV India. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content.